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"A career built on independent thinking"


Disclosure

NAB Research, LLC, is a consulting firm specializing in providing independent research on financial stocks and banking industry analysis and commentary ("Reports") to institutional investors, bank managers and other financial industry participants.  NAB Research also distributes banking research and commentary on a third-party basis through Banks Street Partners (BSP), an Atlanta-based investment bank. (www.banksstreetpartners.com) BSP and its affiliates may include appropriate disclosures and disclaimers in the Reports that BSP uses as they reasonably determine are required for regulatory compliance purposes. Otherwise, BSP shall distribute NAB Reports in their entirety without alteration.

The information relating to any company mentioned in these Reports is derived from publicly available sources and NAB makes no representation as to the accuracy or completeness of such information.  NAB and/or its principal, Nancy A. Bush, may have long/short positions or holdings in the securities or other related investments of companies mentioned herein.

NAB Research LLC, is not a registered investment adviser and does not make markets in any of the securities mentioned in its Reports.  Neither Nancy A. Bush nor any related household member is an officer, director, or advisory board member of any company in its Reports, or otherwise affiliated with such companies in these Reports. Neither NAB Research, LLC, nor its principal, Nancy A. Bush, own shares equal to one percent or more of any company mentioned in its Reports.